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Mark Cole Agency - life insurance advice

Residents of Ohio have
received CA$HBACK
from ANPAC® checks
exceeding $27,124,245.31

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from ANPAC®

Collectible car insurance only from American National
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Personal Liability Insurance

ANPAC UmbrellaSM

What would you do if a legal judgment against you was greater than your primary insurance limits?

Every day you hear about high dollar judgments that have been awarded to injured parties. Accidents are bound to happen and today's litigious society paves the way for many additional high dollar lawsuits. A legal judgment against you, that is more than your primary insurance limits, could leave you in a financial bind for the rest of your life.

Take for Instance:

You are late for work and run a red light. As a result, your car hits a school bus and several young passengers are injured. One of the passengers is a 13-year old who suffers severe brain damage. The family of the 13-year old sues you and receives a judgment for $750,000. Your primary automobile insurance coverage limit is $300,000. who pays the remaining $450,000? You do!

This type of judgment could involve attachments to assets like your:

  • Home
  • Paycheck
  • Savings Accounts
  • Stocks
  • Bonds
  • Mutual Funds
  • Car
  • Boat
  • Many more!

ANPAC's UmbrellaSM policy provides: Up to $5 million additional financial protection for your family over your primary limits.

Minimum Primary Limits Required:

Automobile Liability –

  • $250,000/500,000 - Bodily Injury and
  • $100,000 Property Damage

Personal Liability -

  • $300,000 - Comprehensive Personal* Liability or Homeowners

Farm Liability -

  • $500,000 - Farmers Comprehensive Liability

Watercraft Liability -

  • $300,000 Watercraft Liability

Rental Owners Liability -

  • $300,000 -(Our Umbrella policy will cover up to 4 locations, not to exceed 2 units per location, total of 8 units)

Requirements may vary by state.

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